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	<title>AFP Blogs &#187; Cash Flow Forecasting</title>
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	<link>http://blogs.afponline.org</link>
	<description>AFP General, Corp Finance, Payments &#38; Annual Conference Blogs</description>
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		<title>Cash Flow Forecasting: Advanced Techniques</title>
		<link>http://blogs.afponline.org/blog/2009/12/cash-flow-forecasting-advanced-techniques/</link>
		<comments>http://blogs.afponline.org/blog/2009/12/cash-flow-forecasting-advanced-techniques/#comments</comments>
		<pubDate>Tue, 29 Dec 2009 18:24:59 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Corporate Finance]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[business valuation]]></category>
		<category><![CDATA[Henry Osti]]></category>
		<category><![CDATA[webinar]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1154</guid>
		<description><![CDATA[The biggest mistake corporate treasury and finance professionals make when cash flow forecasting? “Not making clear the operating assumptions that drive the financial valuation, and then not monitoring the realization of benefits during the integration of the business over time,” says Henry Osti, managing director of Osti &#38; Associates.
Osti, who will speak in AFP’s Advanced [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash Flow Forecasting Essentials</title>
		<link>http://blogs.afponline.org/blog/2009/10/cash-flow-forecasting-essentials/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/cash-flow-forecasting-essentials/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 12:40:51 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Career Development]]></category>
		<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Cash and Liquidity Management]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Treasury Operations]]></category>
		<category><![CDATA[CTP]]></category>
		<category><![CDATA[George Schilling]]></category>
		<category><![CDATA[in-person seminar]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1001</guid>
		<description><![CDATA[Corporate treasury professionals and financial institution executives alike will learn critical forecasting techniques at AFP’s Cash Flow Forecasting seminar, October 27-28, in Tampa. Attendees can receive up to 11 CTP/CCM credits and up to 11 CPE credits.
Attendees will learn how to:

Identify cash drivers in their organization
Forecast individual cash flow line items
Cope with cash flow uncertainties—both [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/10/cash-flow-forecasting-essentials/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash Management Fundamentals</title>
		<link>http://blogs.afponline.org/blog/2009/10/cash-management-fundamentals/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/cash-management-fundamentals/#comments</comments>
		<pubDate>Tue, 13 Oct 2009 17:39:08 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[AFP General]]></category>
		<category><![CDATA[Career Development]]></category>
		<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Cash and Liquidity Management]]></category>
		<category><![CDATA[Education]]></category>
		<category><![CDATA[Treasury Operations]]></category>
		<category><![CDATA[AFP Learning System]]></category>
		<category><![CDATA[cash management]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=987</guid>
		<description><![CDATA[Firms that require cash management training for new treasury employees or experienced colleagues outside the treasury department have the perfect resource: The AFP Learning System™: Cash Management Seminar. The online course is set for October 19 and 20, 1-5pm ET each day. Attendees earn up to nine CPE credits. Register here.
Objectives include:
•	Recognize key concepts, terminology, [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/10/cash-management-fundamentals/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Utility Budgeting Myths</title>
		<link>http://blogs.afponline.org/blog/2009/09/4-utility-budgeting-myths/</link>
		<comments>http://blogs.afponline.org/blog/2009/09/4-utility-budgeting-myths/#comments</comments>
		<pubDate>Wed, 09 Sep 2009 12:30:53 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[AFP General]]></category>
		<category><![CDATA[Accounting & Financial Reporting]]></category>
		<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[treasury management]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=798</guid>
		<description><![CDATA[Treasurers and CFOs, take note: Jim Poad of Advantage IQ lists four utility budgeting myths to avoid:
Myth #1: Budgets can be easily set based on the A/P costs from the prior year.
Reality: In doing so you make assumptions about your general ledger that probably are inaccurate.
Myth #2: Energy can be accounted for like any other [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/09/4-utility-budgeting-myths/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>This Week in Corporate Finance</title>
		<link>http://blogs.afponline.org/blog/2009/07/this-week-in-corporate-finance-16/</link>
		<comments>http://blogs.afponline.org/blog/2009/07/this-week-in-corporate-finance-16/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 16:34:16 +0000</pubDate>
		<dc:creator>Brian Kalish</dc:creator>
				<category><![CDATA[AFP General]]></category>
		<category><![CDATA[Accounting & Financial Reporting]]></category>
		<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Corporate Finance]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Commercial Paper Market]]></category>
		<category><![CDATA[Credit Ratings]]></category>
		<category><![CDATA[FED]]></category>
		<category><![CDATA[Global Capital Markets]]></category>
		<category><![CDATA[LIBOR]]></category>
		<category><![CDATA[Munis]]></category>
		<category><![CDATA[TALF]]></category>
		<category><![CDATA[U.S. Treasuries]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=458</guid>
		<description><![CDATA[Global Capital Markets 
Oracle Corp., the world’s second- largest software maker, sold $4.5 billion of debt in a three- part offering, to finance its proposed acquisition of Sun Microsystems Inc. Oracle issued $1.5 billion of five-year, 3.75 percent notes priced to yield 120 basis points more than similar-maturity Treasuries, $1.75 billion of 10-year, 5 percent debt [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live-Blogging David Stewart V</title>
		<link>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-v/</link>
		<comments>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-v/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 23:04:17 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[David Stewart]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=181</guid>
		<description><![CDATA[Here’s a surprise: in a new McKinsey survey, consumers say merchant acceptance and preference is a top driver in the usage of use of debit cards. “Consumers understand that you pay high fees for processing credit cards. They’re pretty sophisticated. You have a really significant influence over the way consumers can pay. Prompting does not [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-v/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Live-blogging David Stewart IV</title>
		<link>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iv/</link>
		<comments>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iv/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 22:51:08 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Forums]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[David Stewart]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=179</guid>
		<description><![CDATA[The changing landscape has accelerated market consolidation so Stewart believes we will see more stable and scale-driven pricing. The price of ACH origination and so on will continue to fall. The top five banks – J.P. Morgan, BoA, Wells Fargo, Citi and PNC account for 37 percent of domestic deposits.

As for maturation of the electronic [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iv/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live-Blogging David Stewart III</title>
		<link>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iii/</link>
		<comments>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iii/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 22:45:43 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Forums]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[David Stewart]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=177</guid>
		<description><![CDATA[We are very likely to see incidents where consumers will be declined rather than use overdraft protection. “What are you going to do about that? That’s a significant experience that needs to be managed to maintain customer loyalty but also an opportunity to steer them to other options.
]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-iii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live-blogging David Stewart II</title>
		<link>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-ii/</link>
		<comments>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-ii/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 22:44:12 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Forums]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[David Stewart]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=175</guid>
		<description><![CDATA[On the regulatory front, the Fed proposed changes to Reg AA and Reg Z (Truth in Lending), which restricts lenders’ ability to re-price for risk. “We think what issuers will do is contract the amount of credit and push out certain subsets of consumers. This is a pretty transformative shift in the use of credit, [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart-ii/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Live-blogging David Stewart</title>
		<link>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart/</link>
		<comments>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart/#comments</comments>
		<pubDate>Wed, 29 Apr 2009 22:36:34 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Cash Flow Forecasting]]></category>
		<category><![CDATA[Forums]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[David Stewart]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=172</guid>
		<description><![CDATA[Stewart outlined the five trends affecting the U.S. payments landscape: the recession, retreat from risk, more regulation, more competition and a maturing electronic payments market.
The recession underscores the need for operational efficiency. “This is not a cheery presentation, by the way,” Stewart said.
Consensus among economists is that stimulus has helped but it hasn’t helped figure [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/04/live-blogging-david-stewart/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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