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	<title>AFP Blogs &#187; Payments</title>
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	<link>http://blogs.afponline.org</link>
	<description>AFP General, Corp Finance, Payments &#38; Annual Conference Blogs</description>
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		<title>New Card Rules Proposed in Canada</title>
		<link>http://blogs.afponline.org/blog/2009/11/23/new-card-rules-proposed-in-canada/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/23/new-card-rules-proposed-in-canada/#comments</comments>
		<pubDate>Mon, 23 Nov 2009 17:47:19 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[Canada]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[debit card]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1102</guid>
		<description><![CDATA[Canadian Finance Minister Jim Flaherty has proposed a voluntary code of conduct for the credit and debit card industry in Canada amid ongoing discussions with merchant and consumer associations there. The proposed rules are meant to provide pricing flexibility and transparency for merchants who accept payment cards.
&#8220;This proposed Code is intended to promote fair business [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interchange Fee Report Issued By GAO</title>
		<link>http://blogs.afponline.org/blog/2009/11/19/interchange-fee-report-issued-by-gao/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/19/interchange-fee-report-issued-by-gao/#comments</comments>
		<pubDate>Thu, 19 Nov 2009 20:45:53 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[AFP General]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[AFP]]></category>
		<category><![CDATA[GAO]]></category>
		<category><![CDATA[interchange fees]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1092</guid>
		<description><![CDATA[The U.S. Government Accountability Office, the investigative arm of Congress, has released its much-anticipated report on interchange fees. Each time a customer uses a payment card to make a purchase, the card issuer takes a cut (the interchange fee), typically in the amount of 1 to 3 percent of the total purchase price. For businesses large and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>RDC Risk Management</title>
		<link>http://blogs.afponline.org/blog/2009/11/17/rdc-risk-management/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/17/rdc-risk-management/#comments</comments>
		<pubDate>Tue, 17 Nov 2009 13:49:58 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Financial Software & Technology]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[Risk Management]]></category>
		<category><![CDATA[Treasury Operations]]></category>
		<category><![CDATA[Bob Meara]]></category>
		<category><![CDATA[discussion list]]></category>
		<category><![CDATA[remote deposit capture]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1085</guid>
		<description><![CDATA[There&#8217;s been a lot of talk on AFP discussion lists about remote deposit capture risk management. With that in mind, the next issue of AFP&#8217;s Risk newsletter delves into the topic. In the meantime, Bob Meara, a senior analyst with Celent who authored a report on RDC risk best practices, offers some advice for corporate [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>PayItGreen Offers Membership Program</title>
		<link>http://blogs.afponline.org/blog/2009/11/16/payitgreen-launches-membership-program/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/16/payitgreen-launches-membership-program/#comments</comments>
		<pubDate>Mon, 16 Nov 2009 14:15:03 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[green]]></category>
		<category><![CDATA[NACHA]]></category>
		<category><![CDATA[PayItGreen]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1080</guid>
		<description><![CDATA[PayItGreen – a NACHA-lead coalition promoting the environmental benefit of choosing electronic payments, bills and statements over paper – is now registering members of all sizes. The three-tiered membership program, along with a new Web site, debuted in September after a soft launch at NACHA’s Payments conference in April.
“In order for the program to really [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Phishing Scam Exploits NACHA Name</title>
		<link>http://blogs.afponline.org/blog/2009/11/12/phishing-scam-exploits-nacha-name/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/12/phishing-scam-exploits-nacha-name/#comments</comments>
		<pubDate>Thu, 12 Nov 2009 20:45:08 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[ACH]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[NACHA]]></category>
		<category><![CDATA[phishing]]></category>
		<category><![CDATA[scam]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1074</guid>
		<description><![CDATA[Some financial professionals have reported receiving an e-mail appearing to come from NACHA that is actually a fraudulent phishing message. The e-mails have &#8220;Rejected ACH transaction&#8221; or &#8220;Your ACH transaction was rejected&#8221; in the subject line and a link to an &#8220;Unauthorized ACH Transaction Report&#8221; in the body of the e-mail. NACHA, which issued an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Patterson On Remittance For Wires</title>
		<link>http://blogs.afponline.org/blog/2009/11/11/patterson-on-remittance-for-wires/</link>
		<comments>http://blogs.afponline.org/blog/2009/11/11/patterson-on-remittance-for-wires/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 14:56:12 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[Anita Patterson]]></category>
		<category><![CDATA[CHIPS]]></category>
		<category><![CDATA[Fedwire]]></category>
		<category><![CDATA[remittance data]]></category>
		<category><![CDATA[wire transfer]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1067</guid>
		<description><![CDATA[Anita Patterson, the director of treasury services for Cox Enterprises and a board member at AFP, leads the November issue of AFP&#8217;s Payments newsletter with an article about remittance data for wires. In the fourth quarter of 2010, the Federal Reserve Banks and CHIPS will introduce a new section into wire transfer formats to allow [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>E-Payments for Corporate Treasury</title>
		<link>http://blogs.afponline.org/blog/2009/10/29/e-payments-for-corporate-treasury/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/29/e-payments-for-corporate-treasury/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 13:46:44 +0000</pubDate>
		<dc:creator>Ira Apfel</dc:creator>
				<category><![CDATA[Education]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[electronic payments]]></category>
		<category><![CDATA[in-person seminar]]></category>
		<category><![CDATA[Mark Krawczyk]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1047</guid>
		<description><![CDATA[Do you take every expense into account when performing a cost analysis? That’s the key step when deciding which electronic payments process to implement, says corporate treasury consultant Mark Krawcyk, CTP. Overlooking expenses leads corporate treasury professionals to underestimate the true savings they can realize on e-payments. “For example, in your cost analysis you may [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/10/29/e-payments-for-corporate-treasury/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Remittance Q&amp;A With The Fed</title>
		<link>http://blogs.afponline.org/blog/2009/10/22/remittance-qa-with-the-fed/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/22/remittance-qa-with-the-fed/#comments</comments>
		<pubDate>Thu, 22 Oct 2009 18:50:30 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[AFP Payments Advisory Group]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[Ken Isaacson]]></category>
		<category><![CDATA[remittance data]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1030</guid>
		<description><![CDATA[We recently caught up with Ken Isaacson, vice president in the wholesale product office at the Federal Reserve Bank of New York, to talk about impending Fedwire format changes to support remittance data. This is an issue AFP&#8217;s Payments Advisory Group has really led the way on in the last several years.
Isaacson said that hopefully by [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/10/22/remittance-qa-with-the-fed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Payments Through a &#8216;Single Hallway&#8217;</title>
		<link>http://blogs.afponline.org/blog/2009/10/20/payments-through-a-single-doorway/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/20/payments-through-a-single-doorway/#comments</comments>
		<pubDate>Tue, 20 Oct 2009 13:59:13 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Payments]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Bank Systems and Technology]]></category>
		<category><![CDATA[CashPro]]></category>
		<category><![CDATA[Celent]]></category>
		<category><![CDATA[Fiserv]]></category>
		<category><![CDATA[Fundtech]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=1007</guid>
		<description><![CDATA[In October&#8217;s Payments newsletter, we have a brief about Bank of America&#8217;s new cash management portal, CashPro, which BofA launched at AFP&#8217;s Annual Conference in San Francisco earlier this month. Down in the middle of the second paragraph, we gave only quick mention to something that really is pretty interesting &#8212; a planned convergent payments system. In fact, we [...]]]></description>
		<wfw:commentRss>http://blogs.afponline.org/blog/2009/10/20/payments-through-a-single-doorway/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>From Conference: Experts Discuss Remittance Data</title>
		<link>http://blogs.afponline.org/blog/2009/10/05/from-conference-experts-discuss-remittance-data/</link>
		<comments>http://blogs.afponline.org/blog/2009/10/05/from-conference-experts-discuss-remittance-data/#comments</comments>
		<pubDate>Mon, 05 Oct 2009 19:04:42 +0000</pubDate>
		<dc:creator>Jonathan Starkey</dc:creator>
				<category><![CDATA[Annual Conference]]></category>
		<category><![CDATA[Payments]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[remittance]]></category>
		<category><![CDATA[wires]]></category>

		<guid isPermaLink="false">http://blogs.afponline.org/?p=929</guid>
		<description><![CDATA[Two experts from the Federal Reserve, alongside two corporate practitioners, just finished taking questions from a packed session crowd here in San Francisco about looming Fedwire format changes to support remittance information. Implementation is expected in the fourth quarter of next year. The panel has discussed how corporates can convince their banks and software vendors to adjust [...]]]></description>
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		<slash:comments>0</slash:comments>
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